In this episode, we unpack how investment platforms are reshaping the way high net worth investors allocate and manage their wealth. Alishia speaks to Thandi Ngwane, Head of High Net Worth Investments South Africa at Standard Bank, about the rise of digital platforms, the shift toward global diversification, and the growing demand from younger, tech-savvy investors for real-time access, transparency and cost efficiency. The conversation also explores the deeper questions beneath the trend — whether platforms truly enhance investment outcomes or risk oversimplifying complex strategies. Thandi shares her perspective on the evolving role of wealth managers, the limits of platforms when it comes to bespoke and alternative investments, and why financial advice remains critical in delivering holistic, goal-based wealth management in an increasingly digital world.